Health Insurance Kuwait Online Payment 2025: An Expat Guide
Paying your Kuwait health insurance is a process that can be carried out online via the official website of Kuwait’s Ministry of Health. Health insurance in Kuwait is paramount for residency renewal as an expatriate and thus requires a subscription that covers the duration of the residence. This guide offers a simple walkthrough for Kuwait health insurance payment online, providing valuable information on how you can go through the process.
Table of Contents
How to Pay Health Insurance Online
You can follow the steps below to pay Kuwait health insurance for any resident online (except Article 20 residents): [1]
- Visit the government’s official health insurance website “from here”.
- Navigate to the “Registration of all Articles” Tab on the right and click “Login”.
- If you have an account, enter your Civil ID and user password. You can click the “Reset Password” Option if you don’t remember your login password.
- If you don’t have an account, click “Create an account” And follow further on-screen prompts to create an account.
- Sign in to your account.
- Go to “Category” And click the drop-down menu to select a type of insurance service from the following:
- Personal insurance
- Group insurance
- Navigate to “Type of Residency” And click the dropdown menu beside it to select a residency from the listed options.
- Go to “Insurance Status” And click on “Select” To press “New”.
- Enter your Civil ID.
- Choose the duration of the health insurance.
- Fill in other required information such as name, gender, nationality, date of birth, etc.
- Check the relevant box confirming your agreement to terms and conditions.
- Select the payment method you want to use for the health insurance payment.
- Review the total cost of the health insurance payment.
- Click on “Pay Online”.
- Enter your payment details accordingly.
- Submit the details and complete the payment process.
How to Pay Kuwait Health Insurance for Article 20 Residents
If you want to pay the health insurance of Article 20 residents or domestic workers in Kuwait, follow the simple steps below: [1]
- Visit the government’s official health insurance website “from here”.
- Navigate to the “Fast Track Service option – Article 20” Tab on the left and tap the “Click” Button.
- Go to “Category” And click the drop-down menu to select a type of insurance service from the following:
- Personal insurance
- Group insurance
- Navigate to “Type of Residency” And click the dropdown menu beside it to select a residency from any of the following residencies:
- Domestic workers.
- Gardeners who work in gardens.
- Fishermen working in the fishing trade.
- Shepherd.
- Go to “Insurance Status” And click on “Select” To press “New”.
- Enter your Civil ID.
- Choose the duration of the health insurance.
- Fill in other required information such as name, gender, nationality, date of birth, etc.
- Check the relevant box confirming your agreement to terms and conditions.
- Select the payment method you want to use for the health insurance payment.
- Review the total cost of the health insurance payment.
- Click on “Pay Online”.
- Enter your payment details accordingly.
- Submit the details and complete the payment process.
Kuwait Health Insurance Costs for Residents
The following table highlights the health insurance payment costs for various resident categories in Kuwait:
| Resident Category | Health Insurance Fee |
| Divorced Kuwaiti woman sponsored by her child | 5 KD |
| Woman affiliated with a Gulf family | 5 KD |
| Woman affiliated with a Kuwaiti family | 5 KD |
| Bedoon category | 5 KD |
| Children of Kuwaiti women | 5 KD |
| Children of Gulf women who sponsor themselves | 5 KD |
| Children of widows who sponsor themselves | 5 KD |
| Widow of a Kuwaiti sponsored by her child | 5 KD |
| Children of a divorced woman who is sponsored | 5 KD |
| Servants (domestic workers) | 5 KD |
| Wife of a Kuwaiti | 5 KD |
| Sons and daughters under 18 years old | 30 KD |
| Girls under 18 years old | 30 KD |
| Children under 18 years old | 30 KD |
| Wife (non-Kuwaiti) | 40 KD |
| Daughter over 18 years old | 50 KD |
| Son or daughter over 18 years old | 50 KD |
| Children over 18 years old | 50 KD |
| Brother | 50 KD |
| Sister | 50 KD |
| Father | 50 KD |
| Mother | 50 KD |
| Private sector employees | 50 KD |
| Government sector employees | 50 KD |
| Commercial residence holders | 50 KD |
| Study residence holders | 50 KD |
| Expatriates over 60 with university degrees (work permit renewal) | 250 KD |
| Expatriates over 60 with university degrees (mandatory health insurance) | 500 KD |
| Expatriates over 60 without university degrees | Exempt |
Kuwait Health Insurance Payment Link
The link to Kuwait health insurance payment online is as follows: insonline.moh.gov.kw From there, you can log in to pay health insurance of residents or use the express service for Article 20 residents (domestic workers).
Conclusion
To secure or extend residency in Kuwait, the payment of health insurance is mandatory, and the insurance coverage must align with the duration of the residency. These health insurance fees are settled online using a bank card via Kuwait’s K-Net payment gateway. You can initiate the payment by completing the necessary form directly on the Kuwaiti Ministry of Health’s website, without needing to physically visit any office.
Questions & Answers
Yes, health insurance is mandatory for all residents in Kuwait and is a prerequisite for obtaining or renewing residency permits.
You can pay online through the Ministry of Health's portal by selecting your service type, entering your details, and completing the payment via K-Net.
For most residents, logging in is required. However, domestic workers under Article 20 can use the express service without logging in.
Payments are accepted through K-Net, using Kuwaiti bank cards.
The online payment process typically takes only a few minutes to complete.
Yes, you can renew your Kuwait health insurance online through the online portal of Kuwait's Ministry of Health.
Kuwait health insurance payment costs vary based on residency type, ranging from 5 KWD to 50 KWD.