{"id":2184,"date":"2025-09-09T09:57:33","date_gmt":"2025-09-09T06:57:33","guid":{"rendered":"https:\/\/kwtguide.net\/?p=2184"},"modified":"2025-10-06T08:50:12","modified_gmt":"2025-10-06T05:50:12","slug":"%d8%af%d9%81%d8%b9-%d8%a7%d9%84%d8%b6%d9%85%d8%a7%d9%86-%d8%a7%d9%84%d8%b5%d8%ad%d9%8a-%d9%84%d9%84%d9%88%d8%a7%d9%81%d8%af%d9%8a%d9%86","status":"publish","type":"post","link":"https:\/\/kwtguide.net\/ar\/%d8%af%d9%81%d8%b9-%d8%a7%d9%84%d8%b6%d9%85%d8%a7%d9%86-%d8%a7%d9%84%d8%b5%d8%ad%d9%8a-%d9%84%d9%84%d9%88%d8%a7%d9%81%d8%af%d9%8a%d9%86\/","title":{"rendered":"\u0643\u064a\u0641\u064a\u0629 \u062f\u0641\u0639 \u0627\u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u0635\u062d\u064a \u0644\u0644\u0648\u0627\u0641\u062f\u064a\u0646 \u0628\u062e\u0637\u0648\u0627\u062a \u0633\u0647\u0644\u0629 \u0648\u0633\u0631\u064a\u0639\u0629"},"content":{"rendered":"<p data-start=\"21\" data-end=\"337\">\u0628\u0635\u0641\u062a\u0643 \u0648\u0627\u0641\u062f\u064b\u0627 \u0625\u0644\u0649 \u0627\u0644\u0643\u0648\u064a\u062a\u060c \u0641\u0625\u0646 \u062f\u0641\u0639 \u0631\u0633\u0648\u0645 \u0627\u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u0635\u062d\u064a \u0634\u0631\u0637 \u0623\u0633\u0627\u0633\u064a \u0644\u0627\u0633\u062a\u062e\u0631\u0627\u062c \u0623\u0648 \u062a\u062c\u062f\u064a\u062f \u0627\u0644\u0625\u0642\u0627\u0645\u0629\u060c \u0648\u0642\u062f \u0648\u0641\u0651\u0631\u062a \u0648\u0632\u0627\u0631\u0629 \u0627\u0644\u0635\u062d\u0629 \u0627\u0644\u0646\u0638\u0627\u0645 \u0627\u0644\u0622\u0644\u064a \u0644\u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u0635\u062d\u064a \u0644\u062a\u062a\u0645\u0643\u0646 \u0645\u0646 \u0627\u0644\u0633\u062f\u0627\u062f \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u064b\u0627 \u0628\u0633\u0647\u0648\u0644\u0629 \u0648\u0623\u0645\u0627\u0646\u060c \u0648\u062a\u062e\u062a\u0644\u0641 \u0627\u0644\u0631\u0633\u0648\u0645 \u062d\u0633\u0628 \u0646\u0648\u0639 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\u0628\u0627\u062a\u0628\u0627\u0639 \u0627\u0644\u062e\u0637\u0648\u0627\u062a \u0627\u0644\u062a\u0627\u0644\u064a\u0629: <a id=\"c_ref-1\" href=\"#c_note-1\" title=\"\u0627\u0644\u0627\u0646\u062a\u0642\u0627\u0644 \u0644\u0644\u0645\u0631\u062c\u0639\" class=\"citation-ref\"><sup>[1]<\/sup><\/a><\/p>\n<ul>\n<li>\u0627\u0646\u062a\u0642\u0644 \u0625\u0644\u0649 \u0635\u0641\u062d\u0629 \u0627\u0644\u0646\u0638\u0627\u0645 \u0627\u0644\u0622\u0644\u064a \u0644\u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u0635\u062d\u064a &#8220;<a href=\"https:\/\/insonline.moh.gov.kw\/Insurance\/logaction\" rel=\"nofollow noopener\" target=\"_blank\">\u0645\u0646 \u0647\u0646\u0627<\/a>&#8220;.<\/li>\n<li>\u0633\u062a\u0638\u0647\u0631 \u0635\u0641\u062d\u0629 \u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u062f\u062e\u0648\u0644 \u0648\u062a\u062d\u062a\u0648\u064a \u0639\u0644\u0649 \u062e\u064a\u0627\u0631\u064a\u0646:\n<ul>\n<li>\u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u062f\u062e\u0648\u0644 \u0644\u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0648\u0627\u062f.<\/li>\n<li>\u0627\u0644\u062e\u062f\u0645\u0629 \u0627\u0644\u0633\u0631\u064a\u0639\u0629 (\u0627\u0644\u0645\u0627\u062f\u0629 20) \u062f\u0648\u0646 \u062a\u0633\u062c\u064a\u0644 \u062f\u062e\u0648\u0644.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-2230\" src=\"https:\/\/kwtguide.net\/wp-content\/uploads\/2025\/09\/\u062f\u0641\u0639-\u0627\u0644\u0636\u0645\u0627\u0646-\u0627\u0644\u0635\u062d\u064a-\u0644\u0644\u0648\u0627\u0641\u062f\u064a\u0646-6.jpg\" alt=\"\u0643\u064a\u0641\u064a\u0629 \u062f\u0641\u0639 \u0627\u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u0635\u062d\u064a \u0644\u0644\u0648\u0627\u0641\u062f\u064a\u0646\" width=\"952\" height=\"376\" srcset=\"https:\/\/kwtguide.net\/wp-content\/uploads\/2025\/09\/\u062f\u0641\u0639-\u0627\u0644\u0636\u0645\u0627\u0646-\u0627\u0644\u0635\u062d\u064a-\u0644\u0644\u0648\u0627\u0641\u062f\u064a\u0646-6.jpg 952w, https:\/\/kwtguide.net\/wp-content\/uploads\/2025\/09\/\u062f\u0641\u0639-\u0627\u0644\u0636\u0645\u0627\u0646-\u0627\u0644\u0635\u062d\u064a-\u0644\u0644\u0648\u0627\u0641\u062f\u064a\u0646-6-300x118.jpg 300w, https:\/\/kwtguide.net\/wp-content\/uploads\/2025\/09\/\u062f\u0641\u0639-\u0627\u0644\u0636\u0645\u0627\u0646-\u0627\u0644\u0635\u062d\u064a-\u0644\u0644\u0648\u0627\u0641\u062f\u064a\u0646-6-768x303.jpg 768w, https:\/\/kwtguide.net\/wp-content\/uploads\/2025\/09\/\u062f\u0641\u0639-\u0627\u0644\u0636\u0645\u0627\u0646-\u0627\u0644\u0635\u062d\u064a-\u0644\u0644\u0648\u0627\u0641\u062f\u064a\u0646-6-360x142.jpg 360w\" sizes=\"auto, (max-width: 952px) 100vw, 952px\" \/><\/p>\n<ul>\n<li>\u0645\u0646 \u062a\u0628\u0648\u064a\u0628 &#8220;\u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u062f\u062e\u0648\u0644 \u0644\u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0648\u0627\u062f&#8221; \u0627\u0646\u0642\u0631 \u0639\u0644\u0649 \u0623\u064a\u0642\u0648\u0646\u0629 &#8220;\u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u062f\u062e\u0648\u0644&#8221;.<\/li>\n<li>\u0623\u062f\u062e\u0644 \u0628\u064a\u0627\u0646\u0627\u062a\u0643 \u0643\u0645\u0627 \u064a\u0644\u064a:\n<ul>\n<li>\u0627\u0644\u0631\u0642\u0645 \u0627\u0644\u0645\u062f\u0646\u064a.<\/li>\n<li>\u0643\u0644\u0645\u0629 \u0627\u0644\u0633\u0631.<\/li>\n<li>\u0627\u0636\u063a\u0637 \u0639\u0644\u0649 \u0623\u064a\u0642\u0648\u0646\u0629 &#8220;\u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u062f\u062e\u0648\u0644&#8221;.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-2232 aligncenter\" src=\"https:\/\/kwtguide.net\/wp-content\/uploads\/2025\/09\/\u062f\u0641\u0639-\u0627\u0644\u0636\u0645\u0627\u0646-\u0627\u0644\u0635\u062d\u064a-\u0644\u0644\u0648\u0627\u0641\u062f\u064a\u0646-7.jpg\" alt=\"\u0643\u064a\u0641\u064a\u0629 \u062f\u0641\u0639 \u0627\u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u0635\u062d\u064a \u0644\u0644\u0648\u0627\u0641\u062f\u064a\u0646\" width=\"945\" height=\"404\" srcset=\"https:\/\/kwtguide.net\/wp-content\/uploads\/2025\/09\/\u062f\u0641\u0639-\u0627\u0644\u0636\u0645\u0627\u0646-\u0627\u0644\u0635\u062d\u064a-\u0644\u0644\u0648\u0627\u0641\u062f\u064a\u0646-7.jpg 945w, https:\/\/kwtguide.net\/wp-content\/uploads\/2025\/09\/\u062f\u0641\u0639-\u0627\u0644\u0636\u0645\u0627\u0646-\u0627\u0644\u0635\u062d\u064a-\u0644\u0644\u0648\u0627\u0641\u062f\u064a\u0646-7-300x128.jpg 300w, https:\/\/kwtguide.net\/wp-content\/uploads\/2025\/09\/\u062f\u0641\u0639-\u0627\u0644\u0636\u0645\u0627\u0646-\u0627\u0644\u0635\u062d\u064a-\u0644\u0644\u0648\u0627\u0641\u062f\u064a\u0646-7-768x328.jpg 768w, https:\/\/kwtguide.net\/wp-content\/uploads\/2025\/09\/\u062f\u0641\u0639-\u0627\u0644\u0636\u0645\u0627\u0646-\u0627\u0644\u0635\u062d\u064a-\u0644\u0644\u0648\u0627\u0641\u062f\u064a\u0646-7-360x154.jpg 360w\" sizes=\"auto, (max-width: 945px) 100vw, 945px\" \/><\/p>\n<ul>\n<li>\u0645\u0646 \u0627\u0644\u0635\u0641\u062d\u0629 \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629 \u0644\u0644\u0646\u0638\u0627\u0645:\n<ul>\n<li>\u062d\u062f\u062f \u0646\u0648\u0639 \u0627\u0644\u062e\u062f\u0645\u0629 (\u0636\u0645\u0627\u0646 \u0641\u0631\u062f\u064a \u0623\u0648 \u0636\u0645\u0627\u0646 \u062c\u0645\u0627\u0639\u064a).<\/li>\n<li>\u0627\u062e\u062a\u0631 \u0646\u0648\u0639 \u0627\u0644\u0625\u0642\u0627\u0645\u0629.<\/li>\n<\/ul>\n<\/li>\n<li>\u0641\u064a \u062d\u0627\u0644 \u0627\u062e\u062a\u064a\u0627\u0631 \u0627\u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u062c\u0645\u0627\u0639\u064a\u060c \u0633\u062a\u0638\u0647\u0631 \u0641\u0626\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u062c\u0645\u0627\u0639\u064a.<\/li>\n<li>\u062d\u062f\u062f \u062a\u0623\u0645\u064a\u0646 \u062e\u0627\u0635.<\/li>\n<li>\u0633\u064a\u0638\u0647\u0631 \u0627\u0644\u0628\u0631\u064a\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0648\u0631\u0642\u0645 \u0627\u0644\u0647\u0627\u062a\u0641 \u062a\u0644\u0642\u0627\u0626\u064a\u064b\u0627.<\/li>\n<li>\u0627\u0636\u063a\u0637 \u0639\u0644\u0649 \u0623\u064a\u0642\u0648\u0646\u0629 \u0627\u0644\u0625\u0636\u0627\u0641\u0629 (\u0639\u0644\u0627\u0645\u0629 \u0627\u0644\u0632\u0627\u0626\u062f \u0627\u0644\u062e\u0636\u0631\u0627\u0621).<\/li>\n<li>\u0623\u062f\u062e\u0644 \u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0641\u0631\u062f \u0627\u0644\u0623\u0648\u0644 \u0643\u0645\u0627 \u064a\u0644\u064a:\n<ul>\n<li>\u0646\u0648\u0639 \u0627\u0644\u0625\u0642\u0627\u0645\u0629.<\/li>\n<li>\u062d\u0627\u0644\u0629 \u0627\u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u0635\u062d\u064a.<\/li>\n<li>\u0627\u0644\u0631\u0642\u0645 \u0627\u0644\u0645\u062f\u0646\u064a \u0644\u0644\u0645\u0643\u0641\u0648\u0644.<\/li>\n<li>\u062a\u062d\u0642\u0642 \u0645\u0646 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0645\u0633\u062c\u0651\u0644\u0629 \u0644\u062f\u0649 \u0648\u0632\u0627\u0631\u0629 \u0627\u0644\u062f\u0627\u062e\u0644\u064a\u0629:<\/li>\n<li>\u0627\u0644\u0627\u0633\u0645.<\/li>\n<li>\u0627\u0644\u062c\u0646\u0633.<\/li>\n<li>\u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0645\u064a\u0644\u0627\u062f.<\/li>\n<li>\u0627\u0644\u062c\u0646\u0633\u064a\u0629.<\/li>\n<li>\u062a\u0627\u0631\u064a\u062e \u0627\u0646\u062a\u0647\u0627\u0621 \u0635\u0644\u0627\u062d\u064a\u0629 \u0627\u0644\u062c\u0648\u0627\u0632.<\/li>\n<\/ul>\n<\/li>\n<li>\u0627\u062e\u062a\u0631 \u0639\u062f\u062f \u0633\u0646\u0648\u0627\u062a \u0627\u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u0635\u062d\u064a.<\/li>\n<li>\u0623\u062f\u062e\u0644 \u062a\u0627\u0631\u064a\u062e \u0628\u062f\u0627\u064a\u0629 \u0627\u0644\u062a\u063a\u0637\u064a\u0629\u060c \u062b\u0645 \u062a\u062d\u0642\u0642 \u0645\u0646 \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0646\u0647\u0627\u064a\u0629.<\/li>\n<li>\u062a\u0623\u0643\u062f \u0645\u0646 \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0645\u0639\u0631\u0648\u0636.<\/li>\n<li>\u0627\u0636\u063a\u0637 \u0639\u0644\u0649 \u0645\u0631\u0628\u0639 &#8220;\u062d\u0641\u0638&#8221;.<\/li>\n<li>\u0643\u0631\u0631 \u0627\u0644\u062e\u0637\u0648\u0627\u062a \u0644\u0625\u0636\u0627\u0641\u0629 \u0628\u0642\u064a\u0629 \u0627\u0644\u0623\u0641\u0631\u0627\u062f.<\/li>\n<li>\u064a\u0639\u0631\u0636 \u0627\u0644\u0646\u0638\u0627\u0645 \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0645\u062d\u062f\u062f \u0644\u0644\u0641\u0631\u062f \u0633\u0646\u0648\u064a\u064b\u0627.<\/li>\n<li>\u0627\u0633\u062a\u0643\u0645\u0644 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0645\u0637\u0644\u0648\u0628\u0629 \u0643\u0645\u0627 \u064a\u0644\u064a:\n<ul>\n<li>\u062d\u0627\u0644\u0629 \u0627\u0644\u0636\u0645\u0627\u0646 (\u0625\u0635\u062f\u0627\u0631 \u062c\u062f\u064a\u062f \u2013 \u062a\u062c\u062f\u064a\u062f \u2013 \u062a\u062d\u0648\u064a\u0644 \u2013 \u0645\u0648\u0644\u0648\u062f \u062c\u062f\u064a\u062f).<\/li>\n<li>\u0623\u062f\u062e\u0644 \u0627\u0644\u0631\u0642\u0645 \u0627\u0644\u0645\u062f\u0646\u064a \u0644\u0644\u0645\u0643\u0641\u0648\u0644.<\/li>\n<\/ul>\n<\/li>\n<li>\u062a\u0638\u0647\u0631 \u0643\u0627\u0645\u0644 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0645\u064f\u0633\u062c\u0644\u0629 \u0641\u064a \u0648\u0632\u0627\u0631\u0629 \u0627\u0644\u062f\u0627\u062e\u0644\u064a\u0629 \u062a\u0644\u0642\u0627\u0626\u064a\u064b\u0627 \u0643\u0645\u0627 \u064a\u0644\u064a:\n<ul>\n<li>\u0627\u0644\u0631\u0642\u0645 \u0627\u0644\u0645\u062f\u0646\u064a \u0644\u0644\u0643\u0641\u064a\u0644.<\/li>\n<li>\u0627\u0644\u0627\u0633\u0645.<\/li>\n<li>\u0627\u0644\u062c\u0646\u0633.<\/li>\n<li>\u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0645\u064a\u0644\u0627\u062f.<\/li>\n<li>\u0627\u0644\u062c\u0646\u0633\u064a\u0629.<\/li>\n<li>\u062a\u0627\u0631\u064a\u062e \u0627\u0646\u062a\u0647\u0627\u0621 \u0635\u0644\u0627\u062d\u064a\u0629 \u0627\u0644\u062c\u0648\u0627\u0632.<\/li>\n<\/ul>\n<\/li>\n<li>\u062d\u062f\u062f \u0639\u062f\u062f \u0633\u0646\u0648\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a.<\/li>\n<li>\u0623\u062f\u062e\u0644 \u062a\u0627\u0631\u064a\u062e \u0628\u062f\u0627\u064a\u0629 \u0627\u0644\u062a\u063a\u0637\u064a\u0629 (\u0648\u064a\u0638\u0647\u0631 \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0646\u0647\u0627\u064a\u0629 \u062a\u0644\u0642\u0627\u0626\u064a\u064b\u0627).<\/li>\n<li>\u064a\u062a\u0645 \u0639\u0631\u0636 \u062a\u0627\u0631\u064a\u062e \u0646\u0647\u0627\u064a\u0629 \u0627\u0644\u062a\u063a\u0637\u064a\u0629.<\/li>\n<li>\u062a\u062d\u0642\u0642 \u0645\u0646 \u0635\u062d\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0641\u064a \u0627\u0644\u0646\u0638\u0627\u0645.<\/li>\n<li>\u0627\u0633\u062a\u0639\u0631\u0636 &#8220;\u0637\u0631\u064a\u0642\u0629 \u0627\u0644\u062f\u0641\u0639 \u0648\u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0644\u0627\u0632\u0645 \u062f\u0641\u0639\u0647&#8221;.<\/li>\n<li>\u062a\u0641\u0639\u064a\u0644 \u062e\u064a\u0627\u0631 &#8220;\u0623\u0648\u0627\u0641\u0642 \u0639\u0644\u0649 \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645&#8221;.<\/li>\n<li>\u0627\u0636\u063a\u0637 \u0639\u0644\u0649 \u0623\u064a\u0642\u0648\u0646\u0629 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a.<\/li>\n<\/ul>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-2228 aligncenter\" src=\"https:\/\/kwtguide.net\/wp-content\/uploads\/2025\/09\/\u062f\u0641\u0639-\u0627\u0644\u0636\u0645\u0627\u0646-\u0627\u0644\u0635\u062d\u064a-\u0644\u0644\u0648\u0627\u0641\u062f\u064a\u0646-5.jpg\" alt=\"\u0643\u064a\u0641\u064a\u0629 \u062f\u0641\u0639 \u0627\u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u0635\u062d\u064a \u0644\u0644\u0648\u0627\u0641\u062f\u064a\u0646\" width=\"945\" height=\"329\" srcset=\"https:\/\/kwtguide.net\/wp-content\/uploads\/2025\/09\/\u062f\u0641\u0639-\u0627\u0644\u0636\u0645\u0627\u0646-\u0627\u0644\u0635\u062d\u064a-\u0644\u0644\u0648\u0627\u0641\u062f\u064a\u0646-5.jpg 945w, https:\/\/kwtguide.net\/wp-content\/uploads\/2025\/09\/\u062f\u0641\u0639-\u0627\u0644\u0636\u0645\u0627\u0646-\u0627\u0644\u0635\u062d\u064a-\u0644\u0644\u0648\u0627\u0641\u062f\u064a\u0646-5-300x104.jpg 300w, https:\/\/kwtguide.net\/wp-content\/uploads\/2025\/09\/\u062f\u0641\u0639-\u0627\u0644\u0636\u0645\u0627\u0646-\u0627\u0644\u0635\u062d\u064a-\u0644\u0644\u0648\u0627\u0641\u062f\u064a\u0646-5-768x267.jpg 768w, https:\/\/kwtguide.net\/wp-content\/uploads\/2025\/09\/\u062f\u0641\u0639-\u0627\u0644\u0636\u0645\u0627\u0646-\u0627\u0644\u0635\u062d\u064a-\u0644\u0644\u0648\u0627\u0641\u062f\u064a\u0646-5-360x125.jpg 360w\" sizes=\"auto, (max-width: 945px) 100vw, 945px\" \/><\/p>\n<ul>\n<li>\u0623\u062f\u062e\u0644 \u0628\u064a\u0627\u0646\u0627\u062a \u0628\u0637\u0627\u0642\u0629 \u0643\u064a \u0646\u062a \u0643\u0645\u0627 \u064a\u0644\u064a:\n<ul>\n<li>\u0627\u0633\u0645 \u0627\u0644\u0628\u0646\u0643.<\/li>\n<li>\u0631\u0642\u0645 \u0627\u0644\u0628\u0637\u0627\u0642\u0629.<\/li>\n<li>\u062a\u0627\u0631\u064a\u062e \u0627\u0646\u062a\u0647\u0627\u0621 \u0627\u0644\u0628\u0637\u0627\u0642\u0629.<\/li>\n<li>\u0643\u0644\u0645\u0629 \u0627\u0644\u0645\u0631\u0648\u0631.<\/li>\n<\/ul>\n<\/li>\n<li>\u0627\u0636\u063a\u0637 \u0639\u0644\u0649 \u0623\u064a\u0642\u0648\u0646\u0629 \u0625\u0631\u0633\u0627\u0644.<\/li>\n<li>\u0623\u062f\u062e\u0644 \u0631\u0645\u0632 \u0627\u0644\u062a\u062d\u0642\u0642 \u0627\u0644\u0645\u0631\u0633\u0644 \u0644\u0647\u0627\u062a\u0641\u0643.<\/li>\n<li>\u0627\u0636\u063a\u0637 \u0639\u0644\u0649 \u0623\u064a\u0642\u0648\u0646\u0629 &#8220;\u062a\u0623\u0643\u064a\u062f&#8221;.<\/li>\n<li>\u0633\u062a\u0635\u0644\u0643 \u0631\u0633\u0627\u0644\u0629 \u0646\u0635\u064a\u0629 \u0628\u062a\u0623\u0643\u064a\u062f \u062e\u0635\u0645 \u0627\u0644\u0645\u0628\u0644\u063a.<\/li>\n<li>\u0627\u0637\u0628\u0639 \u0625\u064a\u0635\u0627\u0644 \u0627\u0644\u062f\u0641\u0639 \u0644\u0644\u0627\u062d\u062a\u0641\u0627\u0638 \u0628\u0647.<\/li>\n<\/ul>\n<p><strong>\u0627\u0642\u0631\u0623 \u0623\u064a\u0636\u064b\u0627:<\/strong> <a href=\"https:\/\/kwtguide.net\/ar\/%d8%ac%d8%a7%d9%87%d8%b2%d9%8a%d8%a9-%d9%86%d8%aa%d9%8a%d8%ac%d8%a9-%d8%a7%d9%84%d9%81%d8%ad%d8%b5-%d8%a7%d9%84%d8%b7%d8%a8%d9%8a-%d9%84%d9%84%d9%88%d8%a7%d9%81%d8%af%d9%8a%d9%86\/\">\u062c\u0627\u0647\u0632\u064a\u0629 \u0646\u062a\u064a\u062c\u0629 \u0627\u0644\u0641\u062d\u0635 \u0627\u0644\u0637\u0628\u064a \u0644\u0644\u0648\u0627\u0641\u062f\u064a\u0646<\/a> | <a href=\"https:\/\/kwtguide.net\/ar\/%d9%85%d8%b1%d8%a7%d9%83%d8%b2-%d9%81%d8%ad%d8%b5-%d8%a7%d9%84%d8%b9%d9%85%d8%a7%d9%84%d8%a9-%d8%a7%d9%84%d9%88%d8%a7%d9%81%d8%af%d8%a9\/\">\u0645\u0631\u0627\u0643\u0632 \u0641\u062d\u0635 \u0627\u0644\u0639\u0645\u0627\u0644\u0629 \u0627\u0644\u0648\u0627\u0641\u062f\u0629<\/a>\u00a0|<a href=\"https:\/\/kwtguide.net\/ar\/%d8%a7%d9%84%d8%aa%d8%a3%d9%85%d9%8a%d9%86-%d8%a7%d9%84%d8%b5%d8%ad%d9%8a-%d9%84%d8%aa%d8%ac%d8%af%d9%8a%d8%af-%d8%a5%d9%82%d8%a7%d9%85%d8%a9-%d9%85%d8%a7%d8%af%d8%a9-18\/\"> \u062f\u0641\u0639 \u0627\u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u0635\u062d\u064a \u0645\u0627\u062f\u0629 18<\/a> | <a href=\"https:\/\/kwtguide.net\/ar\/%d8%a7%d9%84%d8%aa%d8%a3%d9%85%d9%8a%d9%86-%d8%a7%d9%84%d8%b5%d8%ad%d9%8a-%d9%84%d8%aa%d8%ac%d8%af%d9%8a%d8%af-%d8%a5%d9%82%d8%a7%d9%85%d8%a9-%d9%85%d8%a7%d8%af%d8%a9-20\/\">\u062f\u0641\u0639 \u0627\u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u0635\u062d\u064a \u0645\u0627\u062f\u0629 20<\/a> | <a href=\"https:\/\/kwtguide.net\/ar\/%d8%a7%d9%84%d8%aa%d8%a3%d9%85%d9%8a%d9%86-%d8%a7%d9%84%d8%b5%d8%ad%d9%8a-%d9%84%d8%aa%d8%ac%d8%af%d9%8a%d8%af-%d8%a5%d9%82%d8%a7%d9%85%d8%a9-%d9%85%d8%a7%d8%af%d8%a9-22\/\">\u062f\u0641\u0639 \u0627\u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u0635\u062d\u064a \u0645\u0627\u062f\u0629 22<\/a><\/p>\n<h2><span id=\"i-2\">\u0631\u0633\u0648\u0645 \u0627\u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u0635\u062d\u064a \u0644\u0644\u0648\u0627\u0641\u062f\u064a\u0646<\/span><\/h2>\n<p>\u064a\u0628\u064a\u0646 \u0627\u0644\u062c\u062f\u0648\u0644 \u0627\u0644\u062a\u0627\u0644\u064a \u0642\u064a\u0645\u0629 \u0631\u0633\u0648\u0645 \u0627\u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u0635\u062d\u064a \u0644\u0644\u0648\u0627\u0641\u062f\u064a\u0646 \u062d\u0633\u0628 \u0627\u0644\u0641\u0626\u0629:<\/p>\n<div class=\"table-responsive-outer\">\n<div class=\"table-responsive\">\n<table class=\"table table-bordered\" style=\"width: 100%; height: 288px;\">\n<tbody>\n<tr style=\"height: 24px;\">\n<td style=\"text-align: center; height: 24px;\"><strong>\u0641\u0626\u0629 \u0627\u0644\u0648\u0627\u0641\u062f\u064a\u0646\u00a0<\/strong><\/td>\n<td style=\"text-align: center; height: 24px;\"><strong>\u0631\u0633\u0648\u0645 \u0627\u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u0635\u062d\u064a \u0644\u0644\u0648\u0627\u0641\u062f\u064a\u0646<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"text-align: center; height: 24px;\">\u0625\u0642\u0627\u0645\u0629 \u0639\u0645\u0644 \u062e\u0627\u0635 (\u0645\u0627\u062f\u0629 18)<\/td>\n<td style=\"text-align: center; height: 24px;\">50 \u062f\u064a\u0646\u0627\u0631 \u0643\u0648\u064a\u062a\u064a<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"text-align: center; height: 24px;\">\u0625\u0642\u0627\u0645\u0629 \u0639\u0645\u0644 \u062d\u0643\u0648\u0645\u064a<\/td>\n<td style=\"text-align: center; height: 24px;\">50 \u062f\u064a\u0646\u0627\u0631 \u0643\u0648\u064a\u062a\u064a<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"text-align: center; height: 24px;\">\u0625\u0642\u0627\u0645\u0629 \u062a\u062c\u0627\u0631\u064a\u0629- \u0635\u0627\u062d\u0628 \u0639\u0645\u0644 (\u0643\u0641\u064a\u0644 \u0646\u0641\u0633\u0647)<\/td>\n<td style=\"text-align: center; height: 24px;\">50 \u062f\u064a\u0646\u0627\u0631 \u0643\u0648\u064a\u062a\u064a<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"text-align: center; height: 24px;\">\u0627\u0644\u062a\u062d\u0627\u0642 \u0628\u0639\u0627\u0626\u0644 (\u0627\u0628\u0646 \u0623\u0648 \u0627\u0628\u0646\u0629 \u0623\u0642\u0644 \u0645\u0646 18 \u0633\u0646\u0629 &#8211; \u0645\u0627\u062f\u0629 22)<\/td>\n<td style=\"text-align: center; height: 24px;\">30 \u062f\u064a\u0646\u0627\u0631 \u0643\u0648\u064a\u062a\u064a<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"text-align: center; height: 24px;\">\u0627\u0644\u062a\u062d\u0627\u0642 \u0628\u0639\u0627\u0626\u0644 (\u0632\u0648\u062c)<\/td>\n<td style=\"text-align: center; height: 24px;\">40 \u062f\u064a\u0646\u0627\u0631 \u0643\u0648\u064a\u062a\u064a<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"text-align: center; height: 24px;\">\u0627\u0644\u062a\u062d\u0627\u0642 \u0628\u0639\u0627\u0626\u0644 (\u0632\u0648\u062c\u0629)<\/td>\n<td style=\"text-align: center; height: 24px;\">40 \u062f\u064a\u0646\u0627\u0631 \u0643\u0648\u064a\u062a\u064a<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"text-align: center; height: 24px;\">\u0627\u0644\u062a\u062d\u0627\u0642 \u0628\u0639\u0627\u0626\u0644 (\u0632\u0648\u062c\u0629 \u0643\u0648\u064a\u062a\u064a- \u063a\u064a\u0631 \u0643\u0648\u064a\u062a\u064a\u0629)<\/td>\n<td style=\"text-align: center; height: 24px;\">5 \u062f\u064a\u0646\u0627\u0631 \u0643\u0648\u064a\u062a\u064a<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"text-align: center; height: 24px;\">\u0627\u0644\u062a\u062d\u0627\u0642 \u0628\u0639\u0627\u0626\u0644 (\u0623\u0628\u0646\u0627\u0621 \u0627\u0644\u0643\u0648\u064a\u062a\u064a\u0627\u062a)<\/td>\n<td style=\"text-align: center; height: 24px;\">5 \u062f\u064a\u0646\u0627\u0631 \u0643\u0648\u064a\u062a\u064a<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"text-align: center; height: 24px;\">\u0627\u0644\u062a\u062d\u0627\u0642 \u0628\u0639\u0627\u0626\u0644 (\u0632\u0648\u062c\u0629 \u0627\u0644\u062e\u0644\u064a\u062c\u064a)<\/td>\n<td style=\"text-align: center; height: 24px;\">5 \u062f\u064a\u0646\u0627\u0631 \u0643\u0648\u064a\u062a\u064a<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"text-align: center; height: 24px;\">\u0627\u0644\u062a\u062d\u0627\u0642 \u0628\u0639\u0645\u0644 (\u0623\u0628\u0646\u0627\u0621 \u0627\u0644\u062e\u0644\u064a\u062c\u064a\u0627\u062a)<\/td>\n<td style=\"text-align: center; height: 24px;\">5 \u062f\u064a\u0646\u0627\u0631 \u0643\u0648\u064a\u062a\u064a<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"text-align: center; height: 24px;\">\u062e\u062f\u0645 \u0627\u0644\u0639\u0645\u0627\u0644\u0629 \u0627\u0644\u0645\u0646\u0632\u0644\u064a\u0629<\/td>\n<td style=\"text-align: center; height: 24px;\">5 \u062f\u064a\u0646\u0627\u0631 \u0643\u0648\u064a\u062a\u064a<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<h2>\u0631\u0627\u0628\u0637 \u062f\u0641\u0639 \u0627\u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u0635\u062d\u064a \u0644\u0644\u0648\u0627\u0641\u062f\u064a\u0646<\/h2>\n<p>\u0628\u0625\u0645\u0643\u0627\u0646\u0643 \u062a\u0633\u062f\u064a\u062f \u0631\u0633\u0648\u0645 \u0627\u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u0635\u062d\u064a \u0644\u0644\u0648\u0627\u0641\u062f\u064a\u0646 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u0631\u0627\u0628\u0637 \u0627\u0644\u062a\u0627\u0644\u064a <a class=\"decorated-link\" href=\"https:\/\/insonline.moh.gov.kw\/Insurance\/logaction\" target=\"_new\" rel=\"noopener nofollow\" data-start=\"224\" data-end=\"276\">insonline.moh.gov.kw<\/a>\u060c \u0643\u0644 \u0645\u0627 \u0639\u0644\u064a\u0643 \u0641\u0639\u0644\u0647 \u0647\u0648 \u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u062f\u062e\u0648\u0644 \u0625\u0644\u0649 \u0627\u0644\u0646\u0638\u0627\u0645 \u0648\u0627\u0633\u062a\u0643\u0645\u0627\u0644 \u062e\u0637\u0648\u0627\u062a \u0627\u0644\u062f\u0641\u0639 \u0633\u0648\u0627\u0621 \u0639\u0628\u0631 \u062e\u062f\u0645\u0629 \u0627\u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u0641\u0631\u062f\u064a \u0623\u0648 \u0627\u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u062c\u0645\u0627\u0639\u064a\u060c \u0648\u0630\u0644\u0643 \u0648\u0641\u0642\u064b\u0627 \u0644\u0646\u0648\u0639 \u0627\u0644\u0625\u0642\u0627\u0645\u0629 \u0627\u0644\u062e\u0627\u0635 \u0628\u0643\u060c \u0643\u0645\u0627 \u064a\u0645\u0643\u0646\u0643 \u0637\u0628\u0627\u0639\u0629 \u0625\u064a\u0635\u0627\u0644 \u0627\u0644\u062f\u0641\u0639 \u0645\u0628\u0627\u0634\u0631\u0629 \u0628\u0639\u062f \u0625\u062a\u0645\u0627\u0645 \u0627\u0644\u0639\u0645\u0644\u064a\u0629 \u0644\u0644\u0627\u062d\u062a\u0641\u0627\u0638 \u0628\u0647 \u0643\u0633\u0646\u062f \u0631\u0633\u0645\u064a.<\/p>\n<h2>\u0645\u0644\u062e\u0635 \u0627\u0644\u0645\u0642\u0627\u0644<\/h2>\n<p>\u0641\u064a\u0645\u0627 \u064a\u0644\u064a \u0623\u0647\u0645 \u0627\u0644\u0646\u0642\u0627\u0637 \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u062f\u0641\u0639 \u0627\u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u0635\u062d\u064a \u0644\u0644\u0648\u0627\u0641\u062f\u064a\u0646 \u0641\u064a \u0627\u0644\u0643\u0648\u064a\u062a:<\/p>\n<ul>\n<li>\u0627\u0644\u0631\u0627\u0628\u0637 \u0627\u0644\u0631\u0633\u0645\u064a \u0644\u0625\u062a\u0645\u0627\u0645 \u062f\u0641\u0639 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a \u0644\u0644\u0648\u0627\u0641\u062f\u064a\u0646 \u0647\u0648: <a class=\"decorated-link\" href=\"https:\/\/insonline.moh.gov.kw\/Insurance\/logaction\" target=\"_new\" rel=\"noopener nofollow\" data-start=\"283\" data-end=\"335\">insonline.moh.gov.kw<\/a>.<\/li>\n<li>\u062f\u0641\u0639 \u0631\u0633\u0648\u0645 \u0627\u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u0635\u062d\u064a \u0634\u0631\u0637 \u0623\u0633\u0627\u0633\u064a \u0644\u0627\u0633\u062a\u062e\u0631\u0627\u062c \u0623\u0648 \u062a\u062c\u062f\u064a\u062f \u0627\u0644\u0625\u0642\u0627\u0645\u0629 \u0644\u0644\u0648\u0627\u0641\u062f\u064a\u0646 \u0641\u064a \u0627\u0644\u0643\u0648\u064a\u062a.<\/li>\n<li>\u064a\u0648\u0641\u0631 \u0627\u0644\u0646\u0638\u0627\u0645 \u0627\u0644\u0622\u0644\u064a \u0644\u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u0635\u062d\u064a \u062e\u062f\u0645\u062a\u064a\u0646: \u0627\u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u0641\u0631\u062f\u064a \u0648 \u0627\u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u062c\u0645\u0627\u0639\u064a\u060c \u0628\u062d\u0633\u0628 \u0646\u0648\u0639 \u0627\u0644\u0625\u0642\u0627\u0645\u0629.<\/li>\n<li>\u0631\u0633\u0648\u0645 \u062f\u0641\u0639 \u0631\u0633\u0648\u0645 \u0627\u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u0635\u062d\u064a \u0644\u0644\u0648\u0627\u0641\u062f\u064a\u0646 \u062a\u062e\u062a\u0644\u0641 \u0648\u0641\u0642 \u0627\u0644\u0641\u0626\u0629: 50 \u062f\u064a\u0646\u0627\u0631 \u0644\u0625\u0642\u0627\u0645\u0629 \u0627\u0644\u0639\u0645\u0644 (\u062e\u0627\u0635 \u0623\u0648 \u062d\u0643\u0648\u0645\u064a)\u060c 30 \u062f\u064a\u0646\u0627\u0631 \u0644\u0644\u0623\u0628\u0646\u0627\u0621 \u062f\u0648\u0646 18 \u0633\u0646\u0629\u060c 40 \u062f\u064a\u0646\u0627\u0631 \u0644\u0644\u0632\u0648\u062c \u0623\u0648 \u0627\u0644\u0632\u0648\u062c\u0629\u060c \u06485 \u062f\u0646\u0627\u0646\u064a\u0631 \u0644\u0641\u0626\u0627\u062a \u0645\u062b\u0644 \u0623\u0628\u0646\u0627\u0621 \u0627\u0644\u0643\u0648\u064a\u062a\u064a\u0627\u062a\u060c \u0632\u0648\u062c\u0629 \u0627\u0644\u062e\u0644\u064a\u062c\u064a\u060c \u0648\u062e\u062f\u0645 \u0627\u0644\u0639\u0645\u0627\u0644\u0629 \u0627\u0644\u0645\u0646\u0632\u0644\u064a\u0629.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>\u0628\u0635\u0641\u062a\u0643 \u0648\u0627\u0641\u062f\u064b\u0627 \u0625\u0644\u0649 \u0627\u0644\u0643\u0648\u064a\u062a\u060c \u0641\u0625\u0646 \u062f\u0641\u0639 \u0631\u0633\u0648\u0645 \u0627\u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u0635\u062d\u064a \u0634\u0631\u0637 \u0623\u0633\u0627\u0633\u064a \u0644\u0627\u0633\u062a\u062e\u0631\u0627\u062c \u0623\u0648 \u062a\u062c\u062f\u064a\u062f \u0627\u0644\u0625\u0642\u0627\u0645\u0629\u060c \u0648\u0642\u062f \u0648\u0641\u0651\u0631\u062a \u0648\u0632\u0627\u0631\u0629 \u0627\u0644\u0635\u062d\u0629 \u0627\u0644\u0646\u0638\u0627\u0645 \u0627\u0644\u0622\u0644\u064a \u0644\u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u0635\u062d\u064a \u0644\u062a\u062a\u0645\u0643\u0646 \u0645\u0646 \u0627\u0644\u0633\u062f\u0627\u062f \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u064b\u0627 \u0628\u0633\u0647\u0648\u0644\u0629 \u0648\u0623\u0645\u0627\u0646\u060c&#8230;<\/p>\n","protected":false},"author":5,"featured_media":2226,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[71],"tags":[81],"class_list":["post-2184","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-71","tag-81"],"_links":{"self":[{"href":"https:\/\/kwtguide.net\/ar\/wp-json\/wp\/v2\/posts\/2184","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kwtguide.net\/ar\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kwtguide.net\/ar\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kwtguide.net\/ar\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/kwtguide.net\/ar\/wp-json\/wp\/v2\/comments?post=2184"}],"version-history":[{"count":9,"href":"https:\/\/kwtguide.net\/ar\/wp-json\/wp\/v2\/posts\/2184\/revisions"}],"predecessor-version":[{"id":2736,"href":"https:\/\/kwtguide.net\/ar\/wp-json\/wp\/v2\/posts\/2184\/revisions\/2736"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kwtguide.net\/ar\/wp-json\/wp\/v2\/media\/2226"}],"wp:attachment":[{"href":"https:\/\/kwtguide.net\/ar\/wp-json\/wp\/v2\/media?parent=2184"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kwtguide.net\/ar\/wp-json\/wp\/v2\/categories?post=2184"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kwtguide.net\/ar\/wp-json\/wp\/v2\/tags?post=2184"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}